PIP is the main form of insurance coverage for vehicle drivers in the state of Florida
Florida PIP is a no-fault insurance coverage that helps motorists pay medical bills and lost wages in the even of auto accident and injury in the state of Florida. Whether you are a rush-hour commuter or a leisurist day-tripper, you should know at least the basics of this law. A lot depends on whether a patient was treated within 14 days of the collision; if yes, we proceed with treatment on the patient's PIP; if no, no coverage applies. What does this mean for you? It means that, whether you are feeling symptoms or not, you should take advantage of the first 14 days that you are covered to check in with a health professional! This rule also applies to musculoskeletal injuries in general, as you will find later in this blog.
If you were treated within 14 days of the accident, then the law will determine whether to proceed with where the claim goes- either to the patient's own PIP insurance carrier, to the patient's relative or, if the patient was a passenger, through the insurance provider of the host vehicle.